Areas of Competency and Specialisation

Our support services are provided on a consultancy basis to businesses with annual or projected annual turnovers of more then R 250 000.
These services include:

Full Financial Analysis

Private

Check the debt payment in relation to net income

Restructure debt if necessary

Negotiate with creditors for lower interest rates and extend repayment periods if necessary

See that clients use correct banking products at the right price

Business

Mentorship and coaching services

Diaz Consulting (Pty) Ltd helps reposition your business in the market place to maximize profits and derived benefits.

We evaluate the business model, internal resources and capabilities as well as external factors such as industry forces and competitive dynamics in an effort to reframe your strategy.

If necessary, Diaz Consulting (Pty) Ltd will restructure finances, and will have an in-depth investigation to the creditors and be debtor’s books.

Comprehensive Financial Budget Forecasting and Customised Business Modelling

Diaz Consulting (Pty) Ltd assists clients that need detailed financial models to be designed and customized to meet the client’s requirements and includes an assumption page, sales projections, income statement, balance sheet and cash flow projections.

Detailed inter-linking sheets are provided to reflect assets, depreciation, taxation, marketing, human resources costs, ration analysis and loan amortization tables.

Debt Counselling

The owner, Thys Nothnagel of Diaz Consulting (Pty) Ltd is a registered debt counsellor, registration number NCR DC50. As can be seen from the registration number, Thys Nothnagel is one of the first to be accredited.

No financial situation is without hope. Financial difficulty is a reality for many of us. The rising cost of credit may leave you finding this a little tight at the end of each month.

What is Debt Counselling – Instituted in June 2007 with the implementation of the National Credit Act, debt counseling is a highly effective credit management solution that focus on helping over indebted individuals to meet their commitments in a way that suits both their creditors and their pocket?

It offers protection against legal action from creditors and the long-term effects of being placed into personal administration. It also provides individuals with a way to repay their debt while ensuring that they still have the ability to meet their daily living expenses.

Assurance and Insurance

Diaz Consulting (Pty) Ltd has contracts with National Broker houses for all needs that individuals and companies may have for assurance and insurance.

Assurance – The broker will assess the full financial position to establish if there is needs for: - annuities, life assurance, etc. He will also assist with the requirements and needs for a testament and will.

Insurance – The National Brokers, with whom we have a contract, has 47 insurance companies which they can utilize to get the best quotes for the needs of individuals and any type of business.

Wills

We are accredited with an Attorneys firm who will do the drawing of a will, for free.

The original will be kept by the Attorney but the client has the choice to appoint the Executor of the Estate.

The administration of the Estate will be done by an Group of Auditors who also have contracted by us.

Purchase and sale of all types of properties

Diaz Consulting (Pty) Ltd in association with several Estate agencies deal with any fixed properties.

Diaz Consulting (Pty) Ltd also has an avenue, whereby properties are being rent with the option to buy (“rent to buy”) at a later stage. We have avenues to help first time property owners to apply for subsidy for Gab housing.

Rectify your credit profile at the Credit Bureaus

Why would you want to clear your name and improve your credit health score? In order for you to have access to credit and better interest rates. Credit providers won’t lend to you if your score is low. We are in a position to table a credit health report within 48 hours at a minimal cost. If you have a very good score, we will even assist you to get better interest rates from the credit providers.

Financing of any movable assets

We are connected to several credit providers who will finance any deal for you, at the best possible rates.

Residential, commercial, industrial and Agri Bonds

We have contracts with several credit providers who will put the best package together. We as bond originators will also negotiate the best interest rates possible for your specific deal.

ABOUT TRANS AFRICA PROJECT FUNDERS

In this difficult time, getting loans from banks and other creditors is often difficult. We make it easy with our offering of direct Investment and/or loans from Private Lenders and or from large Funds.

We as part of a Group of Private lenders are ordinary people who have money to lend -- NOT a bank, but just as secure. Our terms are clear, and in 3-5 days we tell you if you are approved. We represent many private lenders, so your loan is looked at by multiple clients of ours.

If your Company needs help with financing for growth, or acquisition purposes, or balance sheet strength we have the resources and financial backing for you.

TRANS AFRICA conducts business throughout the United States, Canada, Europe and Africa. We are actively pursuing Corporate Investments and Financings from $10,000,000 to over $75,000,000. We regard each Client as an opportunity to grow a long term successful relationship.

We work closely with management to design the proper structure that will meet their Company’s financial goals. We pre-underwrite and expedite senior and sub debt or investment financing for companies who face today’s challenges of obtaining adequate financing in today’s uncertain financial market environment.

OPPORTUNITIES

The following investment principles guide our business approach, philosophy and decisions:

Focus on investment cases and industries where our partners are best in class and bring a strong expertise and added-value to the project

Synergistic approach between Private Equity fund deployment and cross-border advisory support

Strong entrepreneurial and industry focused Fund mindset that is not limited to purely financial approach

Deep local understanding, collaborate partnerships (with co-investors and deal providers) of the highest integrity and dependability

Ongoing quest for long-lasting partnerships and exceptional returns for its partners and investors

PROJECT TYPES

Commercial Projects

Property Development

Green Energy

Shipping and logistics

Mining

Agriculture Export projects

UNDERWRITING CRITERIA

Completed Project Intake Form (provides a high-level view of your funding request)

Executive Summary or other documentation that details the project & includes:

a. Property description or existing appraisal report, if available b. Information on existing loan & its lender c. Color pictures of the subject property (both exterior & interior)

Investment must show tangible net benefit to borrower

Borrower must demonstrate some capacity to repay

We require a new appraisal with our appraisers. Mandatory

Borrower’s financial statement (both corporate & individual)

Borrower must also pay for Due Diligence and Feasibility Study. Mandatory

Must have closing costs

Preparation of Sales / Business and Marketing Plans

Diaz Consulting (Pty) Ltd prepares customized plans that meet the requirements and needs of the client. The high-quality document meets the requirements of bank investors, government funding and financial institution. During the process, the client is provided with guidance, advice and overall viability of their business model.

Diaz Consulting (Pty) Ltd also assists the client in determining a competitive business strategy by finding new and innovative ways to make the client business more competitive.

This is made possible by providing customized solutions, which can be rolled out to support existing competitive business strategies.

Debt Consolidation or Alternative Dispute Resolution

Debt consolidation loans will pay the client’s loans, credit cards, clothing accounts, etc. and leave the client with one monthly payment provided the client’s affordability situation meets the requirements of the National Credit Law. We can assist the client to reduce his / her monthly payments on loans, accounts, etc. to improve monthly cash flow. Our assistance does not require court procedures and is called Alternative Dispute Resolution. We offer the service to clients that do not qualify for debt consolidation loans.

Build Financial Freedom

We are eager to answer any questions you may have. Do not hesitate to contact us and find out how we can help you or your business with our comprehensive services and solutions.